Welcome to your dream home in the upscale Montecito Community of Otay Ranch! This beautifully upgraded 5-bedroom, 3.5-bath with a loft residence offers 3,605 sqft of luxurious living space. Built in 2018 with modern convenience and comfort in mind. Key Features includes Spacious Open Concept Floorplan perfect for entertaining, Large kitchen with SS appliances, extra large Center Island to host family, Primary Bedroom on First Level for easy accessibility, Elegant laminate flooring throughout, Highly upgraded with designer touches and finishes, LOW HOA fee, PAID OFF Solar Panels – energy-efficient and cost-saving, Tesla Charger & Water Softener System, Reverse Osmosis Water Filtration System, Artificial Turf & Low-Maintenance Yard – enjoy outdoor beauty without the upkeep, Move-in Ready. Home is nestled in a newer, family-friendly community with top-rated school district. Community clubhouse and pools are just blocks away. Shopping, dining, and entertainment is a short drive away and only 20 minutes to downtown San Diego, attractions and the famous beaches. Welcome Home!